The Social Enterprise Loan Fund is a small fund that is capitalised by the investment of people and organisations within the Scottish Third Sector, via the purchase of Community Bonds. It is SCF’s intention to ensure that the fund benefits as many organisations as possible, but also that investors get their money back along with a return for their investment.

Bridging loans are short-term loans that are used to bridge periods when expected income doesn’t arrive as originally agreed or planned. An SEN bridging loan can only be available for a maximum period of 6 months. The interest rate on these loans is currently 3%.

Fund award sizes

Minimum: £1,000 Maximum: £15,000

Who can apply

Third sector organisations looking for bridging finance. Before completing the application form, please read the ‘Eligibility flowchart’

When to apply

Apply at any time.

How to apply

Please review the ‘Application flowchart’ to ensure that this is the correct loan fund for you. If so, complete and submit the application form along with supplementary documentation.